What You Need to Disclose: A Sellers Guide to Transparency

Selling your home isn’t just about listing it—it’s about earning a buyer’s trust. Full disclosure builds confidence, prevents legal issues, and helps ensure your sale closes smoothly. Being upfront protects you from last-minute surprises or deal-breaking complications, and it can save a lot of stress down the road.

Don’t Hide the Hazards

Every home has quirks, but serious issues—like structural damage, leaks, foundation cracks, old wiring, or hazards such as mold and asbestos—must be disclosed. The sooner you share this information, the fewer surprises later and the smoother your closing will be.

Key Legal and Safety Disclosures

Homes built before 1978 require disclosure of any known lead-based paint hazards and the EPA safety pamphlet. Also, confirm your title is clear of liens or boundary disputes to prevent delays and protect your sale.

Neighborhood Risks and Rules

If your home is in a flood, fire, or earthquake zone, disclosure is often required by law. Be upfront about HOA fees, rules, and insurance needs—like rental or pet restrictions—so buyers can plan confidently.

Honest History Matters

Share your home’s story, from renovations to major past events. Some states require disclosure of certain incidents or property history. Being transparent builds trust and confidence with buyers.

Permits, Zoning, and Restrictions

Disclose any unpermitted work, zoning limits, or nearby projects that may affect value. Mention restrictions like rental bans or future development plans to help buyers make informed decisions and avoid complications later.